Pricing changes
Look for changes in processor-controlled rates, recurring charges, and newly introduced fees.
Merchant statement monitoring
Keep a good processing deal from quietly becoming an expensive one.
A successful negotiation is not the end of the job. When monitoring is part of the written engagement, SPA reviews future statements for new fees or rate changes that could reduce the savings.
Protection after negotiation
Your monthly statement should match the deal you agreed to.
Processors can change pricing, introduce fees, or apply terms differently over time. Busy owners rarely have time to compare every line of every statement against a prior agreement.
SPA can compare future statements under the agreed monitoring terms, flag material changes, and help address them with the processor. The exact statement-delivery and authorization process is arranged privately with each client.
Agreed terms
Compare the live statement against the pricing terms that produced the expected savings.
Material differences
Raise meaningful discrepancies and help keep the processor accountable to the agreement.
Ongoing peace of mind
You run the business. We read the processing statement.
Monitoring is included only when described in the client’s written engagement. Nothing is added automatically.
Begin at the beginning
The first step is a free review of your current statement.
Find out whether your pricing is already strong or whether there is a worthwhile savings opportunity.