- Monthly processing statement PDF
- Pricing amendment or fee notice
- Relevant gateway invoice
Free merchant processing statement review
Review your credit card processing fees. Get a clearer picture.
Send your two most recent credit card processing statements for a complimentary written review. Only have one handy? That is enough to get started. Initial written findings arrive within two business days of a complete, readable submission. Continue by email or text, or schedule a call only if you prefer.
If you choose negotiation, you pay only if savings are recovered, under terms you approve in writing. No phone call or processor change is required to start.
Start your free review
Upload your two most recent processing statements.
Two consecutive months help us compare charges and spot fees that may not appear every month. Upload complete, readable monthly statements as PDF, JPG, JPEG, or PNG files. Only have one handy? That is enough to get started. Choose email, text, or phone for your response. We will not contact your processor without separate written authorization.
Before uploading, redact full bank or card numbers and Social Security numbers. Do not include customer exports, CVV, PIN, or login details.
If the form takes a moment to load, open the secure form directly.
Before uploading
Recent statements, not a data dump.
Two monthly processing statements are preferred. One is enough to get started, and we may request more history if needed. Do not include transaction exports or anything containing cardholder data.
- Full card numbers, CVV, PIN, or track data
- Customer or transaction-level exports
- Portal usernames or passwords
- SSNs or full bank account numbers
What happens next
Your statement receives a professional review.
Receipt confirmed
Receive confirmation when your statement has been submitted successfully.
Scope check
A payment advisor confirms whether the free review is sufficient or additional statements are needed.
Written findings
Once we have a complete, readable statement, your initial review arrives within two business days by email or text.
Your decision
Decide whether you want Sica Payment Advisors to negotiate with your current processor.
Free review questions
Know exactly what happens before you upload.
What do I need for a free merchant statement review?
Your two most recent, complete, readable monthly processing statements are preferred. Two consecutive months help us compare charges and spot fees that may not appear every month. Only have one handy? That is enough to get started. A pricing amendment, fee notice, or relevant gateway invoice may also be helpful.
How much does the initial statement review cost?
The initial written analysis is free. You decide whether to authorize any further work after reviewing the findings.
How quickly will I receive the findings?
Initial written findings arrive within two business days after Sica Payment Advisors receives a complete, readable submission.
Do I need to schedule a sales call?
No. You can receive the findings by email or text and schedule a call only if you prefer one.
Will my processor be contacted?
No processor contact occurs during the free review. Sica Payment Advisors contacts the processor only after receiving separate written authorization from you.
Statement security
Your statement is handled privately.
Statements are submitted through Cognito Forms rather than ordinary email. Access is limited to people involved in your review and any service you authorize.