Treatments and packages
Individual visits and prepaid packages create different transaction sizes. We review how your actual mix is priced instead of treating an advertised processing rate as the whole story.
Credit card processing advocacy for medical spas
Your treatments create value. Keep more of it after processing fees.
Treatments, packages, memberships, and deposits can each bring a different payment pattern. SPA reviews what those card payments cost and, with your permission, negotiates with your current processor. No new booking system. No sales call required.
Free written analysis. No obligation. No sales call.
No upfront costStart with a free statement review.
If we don’t save you money, you pay nothingOur small fee comes from verified savings.
You stay in controlNo processor contact without your written authorization.
From the first deposit to the next appointment
Premium client care should not come with overlooked payment costs.
You have built an experience around trust, continuity, and returning clients. A review of processing costs should support that experience, not force your team to rebuild it.
Deposits and memberships
Online deposits, cards kept on file, and recurring membership payments can have different processing costs. We look at the charges attached to those payment channels.
A familiar checkout experience
Your scheduling tools and payment workflow may be closely connected. We pursue pricing improvements with the current provider while keeping that relationship in view.
Treatment financing needs its own line of sight.
A treatment paid through a financing provider is not automatically a card payment on your merchant account. We distinguish financing fees from ordinary card-processing charges before assessing potential savings.
Experience in your corner
An advocate for your business, not a new payment platform.
With a founder who brings 20 years in payment processing, SPA knows the difference between explaining a statement and acting on it. We assess the opportunity, identify the party responsible for pricing, and handle the negotiation you authorize.
Get to know Sica Payment AdvisorsThe work is ours. The decision is yours.
A statement review is just the beginning.
We do more than explain the fees. We take the next step with your processor when there is an opportunity worth pursuing.
Review
Start with one monthly processing statement. We review the costs behind your card-paid treatments and services, with initial written findings within two business days of a complete, readable submission.
Negotiate
If the opportunity is worthwhile and you authorize us, we approach your existing processor about better terms. You decide whether to proceed without a required sales call.
Monitor
Under agreed monitoring terms, we check whether the negotiated pricing holds as your treatment, package, and membership payment activity continues.
Already getting a fair deal? We will tell you. An honest answer is a useful outcome, too.
Before you send a statement
A few fair questions.
Will our booking system or stored payment setup need to change?
Our starting point is your current arrangement. We seek better pricing from that provider, not a platform replacement. If your software or agreement limits the options, we explain those limits before you make any decision.
Can you review memberships and online deposits?
Yes. We review the processing charges shown for recurring, online, and in-person payments. The purpose is to understand your actual costs, not to change the way you sell treatments or manage memberships.
Does treatment financing count toward processing savings?
Not automatically. Financing providers can charge their own fees and settle funds separately. We distinguish those costs from ordinary card payments, rather than applying a savings percentage to all practice revenue.
Do you need patient records or treatment details?
No. The initial review needs a merchant processing statement, not patient charts, appointment lists, or treatment records. Redact full card numbers and unnecessary personal or bank information before uploading.
Is there a charge if you cannot improve our pricing?
No. The initial review is free. If we do not save you money, you pay nothing. If you engage SPA, our small fee comes from verified savings under your client agreement.
Free credit card processing review
A clearer view of your fees starts with one statement.
Upload a monthly merchant processing statement only. No patient records or access to your booking system are needed for the initial review.
Initial written findings within two business days of a complete, readable submission. Choose email, text, or a scheduled call.
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