Initial review
Find out whether the current processing arrangement is strong or deserves further attention.
Massachusetts merchant fee advisor
Payment-processing advocacy built in Massachusetts for business owners.
Sica Payment Advisors helps Massachusetts businesses understand whether their credit card processing pricing is fair and, when it is not, pursue better terms with the processor they already use.
Local roots, straightforward process
From Greater Boston to businesses across Massachusetts.
SPA is a Massachusetts company founded by Steven Sica, a payment-processing professional with two decades of industry experience. The service is designed for owners and managers who want an experienced advocate without another cold-call processing pitch.
You can begin entirely online. Upload your two most recent processing statements, or one if that is what you have handy, choose email or text for the response, and decide what happens next only after receiving the written findings.
Processor negotiation
Authorize SPA to pursue better pricing with the processor and setup you already use.
Future monitoring
Continue reviewing statements when monitoring is included in the written engagement.
Business-owner advocacy
Your processor has pricing specialists. You should have an advocate.
SPA understands how processor pricing is structured and where a processor may have room to improve it. That experience is used to protect the business owner’s margin, not to force an unnecessary change.
Meet founder Steven SicaMassachusetts businesses
A local company with a straightforward process.
Does Sica Payment Advisors work with businesses throughout Massachusetts?
Yes. Sica Payment Advisors is Massachusetts-based and serves businesses across the state through a process that can begin entirely online.
Do Massachusetts businesses need to switch processors?
No. The first objective is to improve controllable pricing with the processor and business systems already in place.
Can the review be completed without a phone call?
Yes. Submit your two most recent processing statements online and choose email or text for the response. One is enough to get started. A call is optional.
How much is the initial merchant statement review?
The initial written statement review is free. You decide whether to authorize further work after receiving the findings.
Massachusetts businesses
Two recent statements help us see more.
Receive a free written analysis without scheduling a sales call.